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May 28, 2019

SALARY ADVANCE

 

SALARY ADVANCE

This loan product is specially designed to bridge the funding gap for full-time employees of corporate entities such as:

  • Commercial banks
  • Oil and Gas companies
  • Telecommunications Companies e.t.c

Loan amount is subject to beneficiary’s monthly emolument. Loans that afford you the following:

  • Funds to pay your house rent
  • Funds to support your child’s school fees
  • Funds to meet urgent personal needs

To pre-qualify, you must:

  • Live and be employed in Lagos State
  • Be a confirmed staff of a reputable company
  • Have a verified monthly income paid into a current account with a commercial Bank in Nigeria
  • Not have a history of returned cheques in your statement of account

Features

  • Convenient repayment period between 6-15months.
  • Turn-around time within 24hours upon receipt of all requirements

Requirements

  1. Last six (6) months’ bank statement showing last six (6) salary entries (endorsed by the bank)
  2. Copy of employment letter or Letter of confirmation or Recent promotion letter/salary increase
  3. NUBAN-compliant postdated cheques from salary account
  4. One(1) Recent Passport photograph & copy of staff identification card
  5. Copy of pension statement/Tax ID Number
  6. Recent Utility bill

SWIFT LEASE

If you need extra cash to buy  generator Swift lease is the way. Items to be financed are restricted to only household equipment. E.g electronics, generators.

Features

  • Turn-around time is within 3-5 Business days once all the requirements are in place
  • No initial deposit required
  • Convenient repayment period of up to six months.
  • Home Delivery anywhere in Lagos.

Requirements

  1. Last six (6) months’ bank statement showing last six (6) salary entries (endorsed by the bank)
  2. Copy of employment letter or Letter of confirmation or Recent promotion letter/salary increase
  3. Copy of invoice from any of their accredited partners.
  4. NUBAN-compliant postdated cheques from salary account
  5. One (1) Recent Passport photograph & copy of staff identification card
  6. Copy of pension statement/Tax ID Number
  7. Recent Utility bill

BACK TO SCHOOL

Their back-to-School is designed for salaried parents/guardians strictly for the payment of their children’s/wards – school fees to schools/institutions in Nigeria only.

Features and Benefits

  • Convenient repayment period of up to Six months.
  • Turn-around time within 24hours upon receipt of all requirements
  • Can run concurrently with any of our loan products.

Requirements

  1. The Required documents to bring along are listed below:
  2. Last six (6) months’ bank statement showing last six (6) salary entries (endorsed by the bank)
  3. Copy of employment letter or Letter of confirmation or Recent promotion letter/salary increase
  4. Copy of the school bill
  5. NUBAN-compliant postdated cheques from salary account
  6. One(1) Recent Passport photograph & copy of staff identification card
  7. Copy of pension statement/Tax ID Number
  8. Recent Utility bill

FLY NOW, BILL ME LATER

By taking advantage of the “Fly Now, Bill Me Later” product, their customers have the opportunity to adequately managing their cash flows while planning for a trip abroad.

Features and Benefits

  • Loan amount up to N1.5Million
  • Convenient repayment period of up to Six months.
  • Equal Monthly repayment via postdated cheques/direct debit mandate
  • Convenient repayment period of up to Six months.
  • Turn-around time  within 72hours upon receipt of all requirements
  • Affordable non-refundable upfront fee equivalent of the “Bill me later fee” payable upon credit approval.

The Fly now Bill me later loan is a structured financing product targeted at individuals in paid employment, which allows them to access credit solely for the purpose of purchasing travel products offered by reputable travel agencies. They are in partnership with reputable travel agencies to offer credit facilities that would cover products such as flight tickets, holiday packages, visa processing, hotel accommodation e.t.c.

Requirements

  1. Last six (6) months’ bank statement showing last six (6) salary entries (endorsed by the bank)
  2. Copy of employment letter or Letter of confirmation or Recent promotion letter/salary increase
  3. Copy of data page of international passport.
  4. Evidence of Valid Visa is required for customers who are not processing visas with their travel package.
  5. NUBAN-compliant postdated cheques from salary account
  6. One(1) Recent Passport photograph & copy of staff identification card
  7. One (1) Guarantor
  8. Copy of pension statement/Tax ID Number
  9. Recent Utility bill

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