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May 28, 2019

DIAMOND BANK NIGERIA

 

PERSONAL LOAN

Features and Benefits

Repayment Period: Up to 12 months with convenient repayment installments

Pricing: Competitive pricing with no hidden charges

Loan Amount

  • Minimum Amount: N500,000
  • Maximum Amount: N5,000,000
  • Up to N10,000,000 available with Corporate Guarantee

Requirements for a Diamond Personal Loan

  • Functional Salary account, domiciled with Diamond Bank
  • Completed Retail Lending Application Form
  • Employment letter
  • Confirmation Letter and/or last Promotion Letter
  • Staff ID Card
  • Valid means of Identification (international passport, driver’s license or national ID card)
  • Proof of address
  • Other KYC documents

DIAMOND AUTO LOAN

Features and Benefits

Repayment Period: Up to 48 Months

Pricing: Competitive pricing with no hidden charges.

Loan Amount

  • Minimum Amount: N1,000,000
  • Maximum Amount: N20,000,000

Minimum Equity Contribution: 30% of vehicle cost

Added Benefits

  • Partnerships with major auto dealers across the country.
  • A wide range of vehicles to choose from – Salon cars, SUVs, Pick-Up Vans and much more!

Requirements for a Diamond Auto Loan Facility

  • Functional Salary or Business account with Diamond Bank
  • Available to individuals and business owners
  • Completed Retail Lending Application Form
  • Valid means of Identification (international passport, driver’s license or national ID card)
  • Proof of address
  • Employment letter
  • Confirmation Letter and/or last Promotion Letter
  • Staff ID Card.
  • Certificate of registration (for business owners)
  • Other KYC documents

MORTGAGE LOAN

Our tailor-made mortgage solutions include:

Home Purchase: This is available for the purchase of already completed residential properties whether newly built or occupied.

Off-Plan Mortgage: This is available for customers interested in buying houses within an estate that is being built by any of the Bank’s accredited property developers.

Equity Release: This provides easy access to financing to meet your personal or business financial needs secured against your existing property.

Features and Benefits

Repayment Period: Up to 10 years

Pricing: Competitive pricing with no hidden charges.

Loan Amount

  • Minimum Amount: N3,000,000
  • Maximum Amount: N250,000,000

Minimum Equity Contribution: 50% of asset cost

Added Benefits: Partnership with major developers nationwide.

Requirements for a Diamond Mortgage Facility

  • Available to salaried individuals and business owners.
  • Completed Retail Lending Application Form
  • Valid means of Identification (international passport, driver’s license or national ID card)
  • Proof of address
  • Employment letter
  • Confirmation Letter and/or last Promotion Letter
  • Staff ID Card.
  • Certificate of Registration (for business owners)
  • Valuation Report
  • Copy of registered title document in sellers name
  • Tax clearance certificate
  • Other KYC documents

PAYDAY LOAN

Benefits

Repayment Period: Up to 30 days/next payday

Maximum Tenure: 12 months (Facility is renewable after 12 months)

Pricing: Competitive pricing with no hidden charges.

Loan Amount

  • Minimum Amount: N100,000
  • Maximum Amount: N1,000,000

Obligor Limit: 50% of obligor’s net monthly income

Requirements for a Diamond Payday Loan

  • Salary domiciliation with Diamond Bank for a minimum of 3 Months
  • Completed Retail Lending Application Form
  • Employment letter
  • Confirmation Letter and/or last Promotion Letter
  • Staff ID Card.
  • Asset Lease

Features and Benefits

Repayment Period: 3 Months – 24 Months

Pricing: Competitive pricing with no hidden charges.

Loan Amount

  • Maximum Amount: N5,000,000

Minimum Equity Contribution: 30% of asset cost

Obligor Limit: Up to 30% of net annual income subject to a maximum of =N= 5 million

Added Benefits: Partnership with major vendors nationwide.

Requirements for a Diamond Lease Facility

  • Functional Salary or Business account with Diamond Bank
  • Available to individuals and business owners.
  • Completed Retail Lending Application Form
  • Valid means of Identification (international passport, driver’s license or national ID card)
  • Proof of address
  • Employment letter
  • Confirmation Letter and/or last Promotion Letter
  • Staff ID Card.
  • Certificate of registration (for business owners)
  • Other KYC documents
  • School Fees Loan

Features and Benefits

Repayment Period: 11 Months (available for fees payment per term or session)

Pricing: Competitive pricing with no hidden charges.

Loan Amount

  • Minimum Amount: N200,000
  • Maximum Amount: N2,000,000

Minimum Equity Contribution: 30% of school fees amount

Requirements for a Diamond School Fees Loan

  • School fees bill / invoice in the name of Child/Ward. The bill should contain the total fee amount, name of the child.
  • Completed Retail Lending Application Form
  • Copy of confirmation letter or last promotion letter.
  • Copy of Valid Staff ID
  • Copy of valid ID card (e.g. Int’l Passport, D/ License or Nat. ID)
  • Obligor must maintain a salary account, properly domiciled with Diamond Bank and operated for a period not less than 3 months.

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