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May 28, 2019

CITIBANK NIGERIA

 

Citi Bank provides banking services to individuals and corporate customers in Nigeria. The bank has approximately 13 branches in Nigeria. The lender provides the following products; demand term products, loan products, and savings accounts products. Services offered by the bank are also as follows; global transaction services, sales and trading services, corporate finance and investment banking services to corporate and commercial customers, sales and trading services, financial institution and public sector organizations.

HOW TO CONTACT CITI BANK CUSTOMER CARE 

Citi bank can be reached through the following contacts;
Website; www.citigroup.com
Fax; +234 12701191
Phone; +234 12798400

Personal Loan

If you’re looking for a predictable monthly payment, consider a Personal Loan from Citibank®. You’ll be able to make home improvements, pay down higher-interest rate debt or fund a large one-time purchase.

Right for you if:

  1. You have a one-time borrowing need
  2. You need to borrow up to $50,000
  3. You like the security of a fixed rate and fixed monthly payments
  4. For loans $30,000 and under apply online for personal loan
  5. For all loans up to $50,000 1-877-362-9100

Requirements

  1. You may only have one existing Personal Loan account with Citibank and that Personal Loan must not have been opened in the past 6 months.
  2. You must also have an annual income of at least $10,500.

Benefits

  • Quick, easy processing and approval.
  • Once approved, a check for the approved amount will be mailed to you within 5 business days.
  • Competitive Rates
  • Get a fixed rate ranging from 7.99% APR – 17.99% APR (assumes $10,000 loan).
  • Flexible Financing: Loans range from $2,000 to $50,000. You’ll get a lump sum payout, and you can repay your loan over 12, 24, 36, 48 or 60 months.
  • Relationship Rewards: A personal loan account can help you earn monthly Thank You Points when it is linked to an eligible checking account enrolled in Citi Thank You Rewards.

Checking Plus (variable rate) line of credit

A Checking Plus line of credit account provides the overdraft protection you need to make bounced checks a thing of the past. If approved, you can also use this revolving line of credit whenever you need quick access to cash.

Right for you if:

  1. You want the safety of overdraft protection
  2. You never want to bounce another check
  3. You could use a revolving line of credit

Benefits

  • A Checking Plus line of credit automatically transfers funds from your credit line to your checking account to cover your overdraft plus any fees.
  • If there’s an outstanding balance on your Checking Plus account, the minimum payment is automatically deducted each month from your linked checking account.

How It Works

The amount transferred is rounded up to the nearest $100, so you have extra protection if other overdrafts occur. You also can borrow funds from your Checking Plus line of credit directly OR transfer funds from Checking Plus to any linked account, such as checking, savings or a money market.

Requirements

  • You must have an annual income of at least $10,500.
  • You must have and fund an eligible Citibank deposit account (e.g. checking, savings, CD, or money market) with at least $1 within 21 days from the date of application.

Custom Credit Line

This personal line of credit can help you meet your borrowing needs or provide you with the
funds when you need it the most. Get money for everyday expenses or for major expenses like home improvements. You could also consolidate higher rate outstanding loans at a lower rate and unlike a credit card; you will have no cash advance fee. Access your funds online, by check, by phone or at any Citibank branch.

Right for you if:

  1. You need to balance the ups and downs in your cash flow
  2. You’d like to finance an important family event and borrow with no cash advance fee
  3. You have ongoing planned borrowing needs

Requirements

  1. You must a Citibank deposit account balance of $500 or more
  2. At least 3 months of tenure on a Citibank deposit account
  3. A linked Citibank Mortgage or a Citi credit card (Sears, Macy’s, Home Depot and other retail partner cards excluded) at the time of application
  4. You must also have an annual income of at least $10,500.

Flexible Financing

With a Custom Credit Line from Citibank, you can borrow anywhere from $1,500 -to $25,000 to use any way you like.

Benefits

  • Competitive Rates and Fees
  • Get a rate ranging from 9.99% variable APR to 21.99% variable APR (may vary by state).

Making payments with Citibank is flexible and easy. Your options include:

  • In-person at a branch
  • Mailing a check
  • Citibank Online
  • ATMs
  • Auto Deduct

Salary Transfer Loans are available to Bahraini nationals and expatriate residents. In order to qualify, you must be currently working in a government or large private organization and earn a minimum salary of BHD 300.

Loans for Bahraini nationals

  • You can apply for a loan of up to BD 20,000
  • Repayment can be stretched over a period of up to 60 months

Loans for Expatriates

  • You can apply for a loan of up to BD 20,000 –with End of Service Benefit
  • Repayment can be stretched over a period of up to 60 months

Benefits

  • A salary account with no minimum balance requirement
  • Free Debit Card that lets you access your cash across the globe
  • Access to our 24-Hour Citi Phone Service to manage your accounts, round-the-clock from anywhere in the world
  • A consolidated statement that gives you a clear picture of your finances
  • Plus, a world of exclusive privileges and services when you bank with Citibank International ATM/Debit card

For STL Loan Amount;

Salary Transfer Loan Amount Min. 500 BD

Salary Transfer Loan Amount Max. 10,000 BD for Expats and 20,000 BD for Locals

Tenor : Min 6 months, Max. 60 months

Requirements

  • Salary transfer letter
  • Original Pay Slip or Salary Certificate on the company’s letterhead
  • Last 3 months bank statements (with salary transfer)
  • Minimum monthly salary of only BD 300
  • Minimum 2 primary IDs ( Passport Copy and Bahraini ID Copy)

The Citibank Personal Loan is a quick and easy facility to assist you in meeting needs that are important to you and your family. Your loan from Citibank is simple, convenient, flexible, and gives you control over your finances.

Benefits

  • Simple documentation
  • Speedy and hassle-free processing
  • No guarantor required
  • Facility to easily take an addition to your existing loan based on the eligibility criteria.
  • A power-packed Citibank Current Account
  • No minimum balance fees
  • Free Debit Card that lets you access your cash across the globe
  • Access to our 24-Hour CitiPhone Service to manage your accounts, round-the-clock from anywhere in the world
  • A consolidated statement that gives you a clear picture of your finances
  • Plus, a world of exclusive privileges and services when you bank with Citibank

Loan amount and repayment :
You can take a loan of BD 300 to BD 11,340 and pay your loan with easy installments over 60 months.

For PIL Loan Amount;

Personal Installment Loan Amount Min. 300 BD

Personal Installment Loan Amount Max. 11,340 BD

Tenor : Min 6 months, Max. 60 months

Requirements

  1. Original Pay Slip or Salary Certificate on the company’s letterhead
  2. Last 3 months bank statements (with salary transfer)
  3. Minimum monthly salary of only BD 400
  4. Minimum 2 primary IDs ( Passport Copy and Bahraini ID Copy)

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